Halifax Student Bank Accounts
Halifax Bank has a student bank account that should meet the needs of most students in their first year with one of the best fee free overdrafts of up to £3,000 which is the most offered by any UK bank to students.
This account won the best student banking provider award from your money in 2008 and seems like a good long term deal if you are not worried about any freebies being offered by some banks. You know you'll need the overdraft as your university years progress so this looks to be one of the best student bank accounts on offer.
The Halifax Student Bank Account
The Halifax student bank account works operates like any normal banking account and has a massive £3,000 free overdraft which is the highest for any bank we have reviewed. The full details of their current offer are as follows:
- Interest free overdraft of up to £3,000
- 0.10% AER on credit balances in your account
- No credit card
- 25% discount with the AA
- 20% discount on card care protection
- Commission free foreign currency (although check the rates before you buy)
- Includes Halifax visa debit card
- Easy access through Halifax’s branches and cash machine network.
- unlimited online and telephone banking - for 24-hour access to your bank account
The Halifax Graduate Account
The Halifax don't appear to offer a specific graduate account so you'll need to opt for one of their standard accounts once you have left university or just continue with your student account as mentioned above.
Halifax offer the ultimate reward current account, the reward current account, the card cash, express cash and easy cash account. Unfortunately none of these accounts offer any particular benefits to graduates so you may want to switch to another provider once your student bank account has come to an end.
These are reasonable accounts and the one big bonus is the fee free overdraft of up to £3,000 which is the highest any uk bank offers currently.