Student Credit Card - Credit Cards for Students
Choosing a student credit card
If you're looking for student credit cards you should look at all the card providers before making a decision on which card issuer to apply to. Some offer cash back others offer to help your credit rating.
Most major banks offer cards such as Egg, Barclaycard, Capital One, Natwest, HSBC, Halifax and Virgin Money. Compare rates, money back offers and balance transfer rates.
Credit Card Balance Transfers
These days most banks charge a 3% transfer fee, which, although isn't free is better than paying 16% APR and is a great way to manage credit card debt and most balance transfers last for 12 months. So that's like getting a loan for 12 months at just 3% !
Don't be swayed by flashy gimics like pink coloured cards or shop discounts as it's the interest you are paying and how much credit limit you receive which is most important when apply for a student credit card.