Barclays Bank has been around for years and offers a student bank account called "Student Additions". Although there are no freebies, it offers a generous interest-free overdraft and access to all their branches if required.
The only reason to choose a student account from a regular current account is for the fee-free overdrafts and any incentives. Barclays providers students and graduates with the highest level of overdraft in the market.
There are currently just two options available to you.
You move onto to a standard current account once you've been with the final account for three years.
The Barclays student bank account works and operates like any standard banking account except for bonuses specifically designed to help students manage their money. The full details of their current offer are as follows:
The Barclays graduate account is for people who have just left university and to help them on their way. The Higher Education Account includes an interest-free overdraft of up to £3,000. The full details are as follows:
This account requires that you're already in full-time employment or have a job offer.
You can apply online or at one of their branches. You need to prove you're a student (or just graduated) and come prepared with other essential documentation. These include proof of address, passport or other photo ID, and your UCAS offer letter or number.
There are no monthly fees for either of the basic accounts listed above. You can take out additional services like any other account holder. Although these options are of high quality, you may be able to find similar services much cheaper elsewhere.
This add-on is insurance for your mobile phones and other electronic gadgets with worldwide coverage.
If you're off on your travels, then you'll need some form of holiday insurance. This pack offers comprehensive travel insurance and breakdown cover.
You can activate either of these insurance products via your online account to take advantage of the additional services immediately.